I've left United Utilities but not taken my pension yet

When can I take my pension?

Under current Scheme and HMRC rules, you have two options:

  • leave your pension until your Normal Retirement Age, or
  • take your pension early (any time from age 55). If you take it earlier, and you are a DB member the benefits may be reduced because it will be paid over a longer period.

Can I transfer my pension into a new employer's scheme?

Yes, you can transfer your pension benefits to another pension arrangement, such as your new employer's pension scheme, a personal pension or a stakeholder pension .

For a current transfer value quotation, please contact the Scheme Administrator – you can ask for a transfer value once each year. You may wish to take specialist independent financial advice before you transfer– if you don’t already use one, you might want to find a local IFA through http://www.unbiased.co.uk/

I have a pension, how can I find out more?

Simply contact the Scheme Administrators who will be happy to provide you with details of your pension benefits held in the Scheme.

UUPS DB members

Willis Towers Watson 

PO Box 545 

Redhill 

RH1 1YX

0113 394 9309

uups@willistowerswatson.com

Call now

UUPLC ESPS members

RPMI EPAL

Unit 2

Rye Hill Office Park

Birmingham Road

Coventry | CV5 9AB

02476 472 583

enquiries@rpmi.co.uk 

Call now

BlackRock Employee Savings Service Centre

PO Box 705 

Peterborough 

PE1 1ZL

01733 353 481

uk.ops@blackrock.com

Call now