Reservoir

Change in circumstances case studies

Read on to see how we've helped customers who needed support after experiencing unexpected changes to their financial circumstances.

Edward — Reduced Income After Injury

Edward’s circumstances:
After a serious fall at work, Edward had to reduce his hours, leaving him with a lower income and increasing worry about keeping up with water payments.

How we helped:
We reviewed all our support schemes and found that Back on Track was the best fit for customers whose income has recently dropped. The scheme reduced his bill significantly, giving him stability while he focused on recovery.

"Customer service always kind and helpful, go above and beyond!” (Customer, Lancashire)


Sara — New Job Delayed, Short‑Term Income Shock

Sara’s circumstances:
A delayed job start date meant weeks with no income, putting her at risk of falling behind on bills for the first time.

How we helped:
After checking her eligibility, our Payment Break scheme provided a three‑month pause in payments, giving her time to start work and set up a new plan to repay the missed months.

“This break gave me breathing space when I needed it most.” (Customer, Cheshire)

Lauren — Switching to Universal Credit

Lauren’s circumstances:
Switching from Employment Support Allowance to Universal Credit left her with a long wait before her first UC payment, creating unexpected financial pressure.

How we helped:
We assessed all available schemes and matched her to the UC Payment Break, giving her up to eight weeks’ breathing room and a manageable plan for missed payments.

"United Utilities were very helpful, provided useful information and have friendly staff." (Customer, Merseyside)